ExecutiveRisk at William Gallagher Associates is a dedicated team of experts providing protection, advocacy, and leadership on all issues pertaining to the liability of individual directors and officers as well as their companies, both publicly and privately held. Dedicated to a corporate governance-based risk management philosophy, the ExecutiveRisk team is well versed in these specialty coverage areas:

• Directors' and Officers' Liability (D&O)
• Errors and Omissions Insurance (E&O)
• Fidelity Bond and Crime Insurance
• Fiduciary Liability
• Employment Practices Liability (EPL)
• Kidnap and Ransom

According to the most recent Directors’ and Officers’ Liability Survey by Tillinghast Towers Perrin, WGA’s overall D&O practice was ranked Second Largest in the United States. This prestigious survey represents all major industry groups, the majority publicly traded corporations. It was developed to improve awareness of potential claims against directors and officers and to provide information to organizations about the structure and cost of D&O insurance programs. WGA is consistently ranked as a top broker by this survey, due to the ExecutiveRisk team's expertise and commitment to excellence.

WGA is also a proven leader in IPOs, having served as the D&O broker for 190 companies during their Initial Public Offering. Today, WGA manages the D&O programs for over 170 publicly traded companies.

The WGA ExecutiveRisk team has an unsurpassed understanding of the complex issues involving D&O through our experience working with companies in our key industries. This understanding and experience allows us to use a systematic, well-conceived approach to placing D&O coverage that affords the best value available from the marketplace.

Educate
Educate our clients about D&O risks, and the underwriters about the strengths of your company.

Negotiate
WGA negotiates the most comprehensive coverage at the most competitive price with only the best insurers.

Advocate
In addition to serving as your advocate in the insurance marketplace when negotiating coverage, it is imperative for WGA to advocate on your behalf when you have a claim.

Benchmark
Benchmarking should be a key component of the due diligence process, allowing you to present to your Board of Directors the rationale for the D&O program you are proposing – including program design, loss forecasting, limits, insurers, terms/conditions, and cost.