Having trouble viewing this email? Click here.

WGA's Employee Benefits and Consulting Services Presents:
Health Reform for Emerging Markets: Effective cost strategies to mitigate PPACA's impact

With the looming date of PPACA’s employer shared responsibility regulations approaching and the national health exchange marketplace opening their doors, the impact on employers in the emerging markets could be dramatic. Beginning in 2014, the prohibited rating discounts/surcharges will be phased out over three years for Massachusetts employers with under 50 employees – no discounts for industry, group size, or participation. And at the end of the three year period, the only factors that will be used for rating small employers will be employee age, number of family members, geographic area and tobacco use. These restrictions will also apply to employers with 51-100 employees beginning in 2016.

We invite you to a special discussion on healthcare reform implications for employers in the emerging markets, featuring effective cost strategies to help mitigate PPACA's impact on small employers. This program is designed to assist human resource teams and C-level decision-makers in deciphering the overwhelming amount of information now being presented. Areas of focus will be:

  • Health reform compliance and due diligence
  • Rating factor changes
  • Exchanges – private vs. public
  • Evaluation of plan design and creative options (Wellness incentives, Contribution strategy, Self-funding)

Join us to help educate your management team and learn how to evaluate the best strategy and options for your organization.

Tuesday, October 22, 2013
5:00 Cocktail Reception
The Waltham Westin
70 Third Ave.
Waltham, MA 02451
Amy Wachler
Sponsored By
© 2013 William Gallagher Associates Insurance Brokers, Inc. | 888.261.8884 | wgains.com